Mountain Sky Appointment Announcements
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For several years Mountain Sky Conference has shared the risks and costs of insurance using our Conference-wide insurance program. Through that program, Conference Trustees have worked with Church Mutual Insurance Company to ensure that we are all adequately covered from a property standpoint and that our members, guests, and staff are protected if liability issues arise. Over the last four years, as premiums have risen 15-40% per year across the industry, our premium increases have been insulated and held at a maximum of 10%.
Due to unprecedented catastrophic losses in the industry and our Conference, policy issuance has been delayed this year. For some program participants, we will see a shift in the type and level of coverage we are able to obtain through Church Mutual or other partners. Our insurance coordinator, Deirdre McGee, and our Trustees are working alongside Pamela Keeser, our long time Church Mutual local representative, to review all options and secure the best coverage for the best price possible. For most, certain premiums will increase by about 30%.
Church Mutual will be issuing 2024 policies shortly. The date for final decisions on opting out of the program, requesting a change from the minimum coverage standards, etc., is December 1, 2023.
If you are already working with the Mountain Sky team to update coverage options and providers, then please continue communications and be sure to respond to queries as quickly as possible.
If you are anticipating your typical review and update of insurance, please keep the following important details in mind:
Tier levels of coverage will continue.
Roof coverage is being changed to actual cash value (subject to depreciation). If your roof has been replaced within the last 10 years and you would like to request replacement cost coverage for your roof, please contact our account manager at Church Mutual, Pamela Keeser (303-805-3749, pkeeser@churchmutual.com) as soon as possible with the type of roof covering and age.
If there are no changes you would like to make to your renewal policy, no action is needed on your part. Questions about your tier assignment, building valuations, deductibles, or requests to review any aspect of your coverage should be directed to our account manager, Pamela Keeser (303-805-3749, pkeeser@churchmutual.com). Montana/Idaho members who were insured with Church Mutual through an agency prior to January 1, 2020, should contact their local agents.
Please reach out to us or to your District Superintendent with any other questions or concerns your Church may have.
With appreciation for your work in ministry,
Deirdre McGee, Property & Liability Insurance Coordinator
Angela Thomas, Chief Financial Officer
Al Strauss, President, Board of Trustees
Nanci Bockelie, Trustee Insurance Committee
If you have any questions about the 2024 Insurance Program, please contact the Conference Property & Liability Insurance Coordinator, Deirdre McGee at dmcgee@mtnskyumc.org or 303-389-9464.
Do you have a safety or risk control related question? If so, Church Mutual can help!
Our new safety resource, Ask Risk Control Central, puts you in touch with our Risk Control staff who are happy to consult with you by phone or email to help protect your people, property, and organization.
And it's so easy.
Simply fill out the form and click "Submit". A Risk Control Consultant will contact you within three business days to discuss your inquiry.
Or, reach Risk Control Central by phone at (800) 554-2642 (Option 4) Ext. 5213.
Liaisons between Property Claims and Trustees:
If you are having problems navigating your property claim with Church Mutual, you can reach out to the following people for assistance. The main number to call is 1-800-554-2642, Option 4, then extension listed below. If you email the person, please copy our local rep Pamela Keeser at pkeeser@churchmutual .com
If you are not already registered on the Church Mutual website, please do so to access the following:
Do you know what your wind and hail deductible is? If not, please email Pamela Keeser at Church Mutual via pkeeser@churchmutual.com or call 800-554-2642. You can also speak to Pamela if you are interested in the wind/hail buyback policy.
Billing statements will be sent directly to your church from Church Mutual.